ANNUAL OPEN ENROLLMENT MEDICARE SIGN UP // OR CHANGE: Oct 15 to Dec 7: Join, drop, or switch to another plan. (You can add or drop drug coverage.)
SIGNING UP FOR FIRST TIME:
Medicare is health insurance for people 65 or older. You’re first eligible to sign up for Medicare 3 months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease).
If you wish to change your plan, you can do so.
Follow these steps to learn about Medicare, how to sign up, and your coverage options. Learn about it at your own pace. MEDICARE. Not only will this page take you step-by-step through the application process, it will show you how you can buy additional insurance with comparison-shopping tools. See TYPES of Medicare Plans.
ENROLLMENT/CHANGES: Get HELP, COLORADO:
Free Help from Boulder County Area Agency on Aging (BCAAA)
You must schedule an appointment. Participating Medicare enrollees are invited to connect with Boulder County Area Agency on Aging counselors starting October 20. Open enrollment period runs from Saturday through Dec. 7, during which time people can review or change their plans for next year.
BCAAA Medicare counselors are State Health Insurance Programs certified and can help enrollees by comparing their current plan against other options. Counseling appointments are both virtually and over the phone. Call BCAAA’s Medicare Appointment Counseling Line at 303-441-1546 or email email@example.com.
For those in Larimer County, contact the Aspen Club, in Estes Park/Ft. Collins. They have become the lead agency to which seniors and their family members turn when they have questions about Medicare and related health insurance.
By comparing plans, you may find lower premiums and lower prescription drug costs. You may also find a plan that offers extra benefits, like vision, dental, or hearing coverage, transportation, or fitness benefits.
Keep in mind, the plan with the lowest monthly premium may not always give you the lowest total cost. When comparing plans, be sure to enter the list of prescription drugs you take regularly, and consider other out-of-pocket expenses as part of your total costs. And, always check that your drugs are covered by the plan you’re considering before enrolling.
Important: If your income for 2022 is below $18,600 ($25,000 for married couples), you may be able to save on your monthly Medicare premiums and other out-of-pocket Medicare costs, including prescription drug costs. See if you qualify for Medicare Savings Programs and learn how to apply.